Leasing Benefits

The Benefits of Leasing

Leasing can be more advantageous than other alternative financing methods. Consider the following key factors:

Liquidity: The #1 reason businesses fail is due to lack of capital. Maintaining ample cash balances in your checking account should be a top priority for a company of any size. Conserve cash for the times it is most needed by leasing your next piece of equipment.

Flexible Payment Options: Leasing is an extremely flexible financing tool allowing you to make lease payments when your printing equipment is producing revenue. Unlike bank loans that only offer fixed, level payments, leasing can offer flexible payment options. Ask a Printing Press Financing lease consultant about our step-up, deferral, skip, sale-leaseback and/or annual payment programs.

Tax Advantages: Leasing provides your company with substantial tax advantages you cannot attain when you pay with cash or finance via a traditional bank loan. Wouldn’t you benefit from new printing equipment AND a smaller tax bill? Do not wait - maximize your tax benefit this year via the recently modified IRS Section 179 enabling businesses to write off up thousands of dollars in leased equipment. Alternatively, write off 100% of each monthly lease payment as an operating expense throughout the entire term of the lease.

Convenience: At Printing Press Financing, simply complete our one-page business lease application and return it to us with your equipment quotation and you can anticipate our rapid response.

100% Financing: Conserve your line(s) of credit to support your accounts receivable, inventory and other working capital needs. Financing your printing equipment should not require a large cash down stroke. Leasing can provide 100% financing, enabling you to purchase the equipment you need without a significant cash outlay.

Avoid Obsolescence: Today’s technology changes at a very rapid pace. Don’t get stuck paying for outdated equipment that puts you at a competitive disadvantage.

Quick Turnaround: If your company is like most, timing is everything. Printing Press Financing allows you to avoid a lengthy approval process. Upon receipt of your credit application and equipment quotation, you can expect a response from Printing Press Financing within 24-48 hours.

Prevent Capital Budget Restrictions: Can your company really afford to wait until next year's budgeting process to acquire the equipment you need now? Printing Press Financing's equipment leasing programs are the ideal way to acquire equipment today without being subject to your company’s annual capital budget restrictions.

Conserve Bank Lines: Equipment leasing is ideal when it is used in conjunction with bank financing. If your business has been successful in establishing a borrowing relationship with a local bank, why use up available funds on an equipment purchase that is easily financed via leasing? Conserve your bank borrowing availability to support your company's ongoing cash flow needs.

Used Equipment: Many lenders avoid financing used equipment. While often less expensive, used equipment presents added challenges to bank lenders who are usually less familiar with the productive life and resale values associated with used printing equipment. Regardless of where you plan to buy your next piece of used equipment, Printing Press Financing will likely have a variety of equipment leasing alternatives from which you can choose.

Off Balance Sheet Financing: Leasing is the perfect tool to acquire new equipment without also leveraging your company's balance sheet. In addition, the payments relating to an off-balance sheet lease are often times fully tax deductible. If new debt may threaten an existing bank-borrowing covenant, an operating lease may be the perfect solution to your next equipment acquisition.

Fixed Payments: You will not need to worry about the rising cost of money. Unlike a line of credit, home equity lien and/or credit card, you monthly lease payment will not increase as the expense of money increases. Now is the perfect time to lock in a low monthly lease payment.

Start-Up Financing: A bank may not consider extending credit if your organization does not have a minimum of two years in business. Typically, the only lenders that will supply financing to start-up businesses are those with a niche expertise in a particular line of equipment or industry. Therefore, if you are a new business owner, leasing may be your best and most competitive option for obtaining your new equipment!

Establish Credit: Printing Press Financing is the perfect means for new businesses to establish credit. As your business grows, you will need to either trade up or acquire more equipment to meet your increased demand. By establishing your credit with Printing Press Financing, it will be easier to purchase your next piece of equipment.